Uninsured/Underinsured Motorist Accidents Lawyer
At Accidents Vegas, we understand the challenges and frustrations that come with being involved in an accident caused by an uninsured or underinsured motorist. These circumstances can put victims in a position where they are barely able to cope with the costs of medical bills and fixing cars and other expenses. Las Vegas uninsured/underinsured motorist accident attorneys at our firm have the knowledge and proficiency to explain and advocate for your rights in such claims.
What Are Uninsured and Underinsured Motorist Accidents?
Forums involving uninsured motorist accidents can be where the driver responsible for the accident has no liability insurance at all. Underinsured motorist accidents, however, occur when a victim tries to recover from another person whose insurance policy doesn’t provide enough compensation to cater to all the loss and damages of the accident. Such kinds of accidents are, however, often witnessed frequently since many people do not have a valid insurance policy or, at worst, do not have any insurance policy at all.
Common Injuries in Uninsured/Underinsured Motorist Accidents
Victims of uninsured or underinsured motorist accidents often sustain a variety of injuries, including:
- Traumatic brain injuries (TBI)
- Spinal cord injuries
- Broken bones and fractures
- Whiplash and neck injuries
- Internal organ damage
- Cuts, bruises, and lacerations
- Soft tissue injuries
- Emotional trauma and mental anguish
These kinds of injuries may have lifelong consequences for the victims; it hence becomes important to ensure that the proper claims for compensation for medical bills and other consequential damages are sought.
Nevada Laws on Uninsured/Underinsured Motorist Coverage
The state of Nevada mandates that UM/UIM coverage is included with every auto insurance policy sold in the state. Though it is not compulsory to buy this cover, it is, however, very advisable for every driver to have, in spite of the fact that having this cover can protect the driver financially in the event of an accident with an uninsured or underinsured driver. UM/UIM coverage can help pay for:
- Medical expenses
- Lost wages
- Pain and suffering
- Property damage
When you have UM/UIM coverage, it is our attorneys who can assist you to open a case and to get all the compensation you are supposed to get.
Steps to Take After an Uninsured/Underinsured Motorist Accident
If you’ve been involved in an accident with an uninsured or underinsured motorist, taking the following steps can help protect your rights and strengthen your case:
- Seek medical attention: This is the time to pay close attention to your health and seek medical attention if you have any injuries at all.
- Call the police: Report the accident and ensure an official report is filed.
- Exchange information: Get the other driver’s personal and vehicle details even if the driver is an uninsured person.
- Document the scene: Photograph the scene, damaged car(s), and those visible injuries that were incurred by any of the individuals involved.
- Notify your insurance company: In case you collide with another car, report the accident to your insurer and your desire to pursue a UM/UIM case.
- Consult an attorney: Consult an experienced uninsured/underinsured motorist accident attorney for help regarding the process.
How an Uninsured/Underinsured Motorist Accident Lawyer Can Help
Many people do not know how to handle an uninsured/underinsured motorist accident claim since they involve insurance companies. Our experienced lawyers can:
- Investigate the accident: Collect proofs to show where or who is at fault and how much you have been affected.
- File a UM/UIM claim: Assist you in filing a claim under your own insurance policy.
- Negotiate with insurance companies: Fight for your rightful compensation on your behalf.
- Pursue other avenues for compensation: Look for further possibilities, which include seeking damages from the at-fault driver if the individual has money.
- Represent you in court: If your case cannot be settled fairly, then it is best to proceed to trial.
Therefore, the goal of our firm is to make you recover the amount of money that will help you regain your life back.
What Compensation Can You Recover in an Uninsured/Underinsured Motorist Accident Case?
Victims of uninsured or underinsured motorist accidents may be entitled to various forms of compensation, including:
- Medical expenses: They include hospitalization, surgeries, rehabilitations, and other subsequent treatments.
- Lost wages: Money paid to you in lieu of wages that you cannot earn because of your disability.
- Loss of earning capacity: Lost wages or reduced right to earn income in the future Damages for loss of capacity to provide for self and family.
- Pain and suffering: Damages for physical suffering and anguish and loss of enjoyment of life.
- Property damage: Damage to the reimbursement of repair costs of your car and any other property that got destroyed.
- Punitive damages: When the case involves gross negligence, it is possible to sue for punitive measures against the offending driver.
We will do everything within our power to get you the most compensation and to protect your rights as much as possible.
Common Challenges in Uninsured/Underinsured Motorist Accident Cases
Handling UM/UIM claims can present several challenges, including:
- Disputes with insurance companies: Companies may refuse to pay on your policy or offer a low reimbursement.
- Proving fault: Overcoming liability when there is little insurance involved can be quite challenging.
- Policy limitations: UM/UIM coverage could also have a quantum that is less than your damages.
- Delayed payments: Doctors and insurance companies may take weeks, months, or even years to pay up what is due to you.
At our side you will always have a great team that will help you to overcome these hurdles and get a positive result.
Get in Touch with a Skilled Las Vegas Uninsured/Underinsured Motorist Accident Lawyer
If you sustained an injury due to a motorist whose policy either does not exist or has inadequate coverage, you can count on us to guide you through the tough legal process. At Accidents Vegas, our focus is to assist the victims to get the compensation they require to heal and begin anew.
Contact us today and speak to a lawyer personally at (855) 405-3425, or complete the form on the site, and we will get back to you as soon as possible. Let’s fight for your rights and make sure you receive the justice you deserve.
